Archive for March, 2008

2007 Tax Housekeeping

Monday, March 31st, 2008

By Simon Leney To avoid unwanted tax liabilities, it is time to look at your tax affairs So what sort of things should you be thinking about? Married couples can transfer assets between each other so that any income produced is taxed on the spouse with the lower overall income. Making sure that personal allowances and lower rate bands are utilised in the best way is relatively easy if, for example, you have bank deposits or other investments. Simply gift some of the capital to your spouse so that the income accrues in their name. If you have investment properties, gift a share in the property to your spouse to ensure rental income is taxed at their lower rates. It is not acceptable to simply split the income in the most efficient way. For those over age 65, watch that your overall income does not exceed the threshold for reduction of your age allowances. For 2006/07, if your income exceeds 20,100, your age allowance will reduce by 1 for every 2 of income over that limit. So transfer some investments to your spouse to keep your income under the limit. If you have sold assets during the year, it is worth calculating the gain now to see whether you are within the annual exemption. If not, are there any assets you can sell at a loss to offset the gain? Sales to spouses are not counted they are deemed to be made for no gain/no loss! Can you delay any disposal until after 5 April 2007? A short delay before selling can extend the tax payment date by a full twelve months. And you may gain another years worth of taper relief. These tips have barely touched on the many areas that need to be considered. Managing your tax affairs involves much more than filling in a tax return each year. Selling your main home When you sell your main home, hopefully for a healthy profit, you will not pay any tax on the profit, provided the property has been your main residence throughout the period you have owned it. But, does this mean that you dont have to declare the sale in a tax return? In many cases, you dont have to declare the sale, but, there are times when you do. If the property has been your main residence throughout the period of ownership and the land with the property does not exceed 1.25 acres, you will not pay tax on the disposal and you do not need to declare the disposal on your tax return. However, if the land with the property exceeds 1.25 acres, then the automatic exemption will not apply and you will need to declare the disposal on a tax return. The profit may still be tax free despite the fact that the garden or grounds exceeds the permitted area of 1.25 acres, but the extent of the further exemption will depend on whether the additional land is required for the reasonable enjoyment of the property, taking into account its size and character. The Tax Inspector will decide whether your entire garden is covered by the exemption, or whether part of the profit you have made is taxable. This is why it is essential to consider the tax implications before you sell your home. Cripps Tax Management can help you plan ahead and advise you whether the sale is likely to give rise to a tax liability and what this may be. The Finance Act 2006 made sweeping changes to the new inheritance tax treatment of trusts The new rules seek to tax most trusts in the same way as discretionary trusts were treated under the old rules. Inheritance tax may be payable when setting up a trust, every ten years during the lifetime of the trust and when assets leave the trust. Discretionary trusts are unaffected, and in particular nil rate band discretionary trusts (a traditional feature of tax planning) need no revision. Accumulation and Maintenance trusts, which include both traditional family settlements and gifts in Wills to children at age 21 or 25, are potentially affected. Family settlements can be amended to avoid additional inheritance tax if action is taken before 6 April 2008. Any trusts now created in a lifetime will be caught by the new rules. Life interest trusts in wills will continue to be taxed under the old rules, unless they do not come into effect on the death of the testator. There is a small window of opportunity where a life interest trust existing on 22 March 2006 ends before 6 April 2008, and is replaced by another life interest trust. Gift and loan trusts and discounted gift trusts where the amount of the gift is less than the nil rate band are still effective for tax planning. We would be happy to help you review your wills and trusts to let you know if anything needs to be changed. Pre-owned assets tax (POAT) deadline for election As from 5 April 2005, POAT catches people who have given away assets but continued to derive a benefit from them. The reason for the introduction of POAT was primarily to catch certain types of inheritance tax (IHT) avoidance plans which successfully avoided the gift with reservation of benefit rules (GWROB). But it also affects a number of other situations where the possibility of IHT planning was never considered. The POAT charge is an annual income tax charge based on the deemed rental value of assets which you no longer own and are outside your estate for IHT but you continue to receive a benefit from these. One possible way of avoiding the POAT charge is to make an election. The effect of this is to opt out of the POAT regime and bring whatever gift you originally made back into the GWROB rules. This puts an end to any IHT saving. If you made the gift at any time before 5 April 2006, the deadline for making the election is 31 January 2007. Making an election does have a number of possibly serious consequences. Before taking this course of action, you should seek legal advice advice. Cripps Tax Management specialises in tax and is able to help you with all your tax needs. Article Source: http://EzineArticles.com/?expert=Simon_Leney http://EzineArticles.com/?2007-Tax-Housekeeping&id=427056 ambien cod delivery ambien rxmedical ambien viagra gifts ativan dosage

The Botox Injection Procedure - Beauty That Comes With A Painful Price

Saturday, March 29th, 2008

By Tim Gorman Botox is not exactly a no hassles procedure. It is a surgical operation that requires much consideration before choosing as an appropriate procedure. There are many factors that go into making this decision, such as budget, reasons for doing so, and likely benefits versus inadvertent cost physically as well as financially. This article will look at the pros and cons of opting for a Botox injection procedure and address some of the concerns involved with this type of surgery. Firstly what exactly is Botox surgery. Botox surgery occurs in the form of a injection of a needle into the suggested area. The patient can choose to have the area numbed with a topical cream so that they dont feel any pain or they can elect to go under a general anesthetic, making the process that little more calming. A liquid is inserted into the area that numbs the internal muscles within around 3 days and lasts around 6 months. In terms of results it is said that you will notice improvements and lessening of wrinkles within 2 weeks. If the treatment is for other cosmetic purposes like enhancing the lips, the same time frame will generally apply. Secondly without sugar coating it, you are going to have to take into consideration the factor of pain. Everyone who undergoes surgery admits that the recovery period is accompanied by a significant amount of pain. Some of these people feel that the end result, post recovery is well worth the pain endured and so they undergo multiple procedures while others deem the pain too excessive and vow never to have surgery again. Ultimately what this means is to weigh up how badly you really need such a procedure. If it is purely cosmetic think about how it will effect other areas of your life like your work or your family. Only if it shouldnt have too drastic an impact on any of these should you move forward with the decision. In addition to all of these is the issue of cost. The Botox injection itself will generally set you back around $500 per injection depending on which surgeon you visit. This will then be accompanied by other fees associated to the procedure so the likelihood is that depending on the type of procedure you might be lucky to get out of the hospital under $1000. What many people dont realize is that to remain effective Botox injections need to be taken every approximately 6 months. If you can forsee that there will be a problem affording the continual outlay of this type of cash Botox probably isnt for you. All these things being considered the after operation aspect of Botox is relatively complication free. While there may be bruising, no dressings or bandages are needed as there have been no lacerations to the treated area and in most cases the patient can return to the normal course of their life within 1-2 days. For more information on Botox cosmetic benefits and Botox side effects try visiting Botox-Procedures.com where you will find helpful beauty information on Botox creams, Botox doctors, Botox risks and Botox alternatives. Article Source: http://EzineArticles.com/?expert=Tim_Gorman http://EzineArticles.com/?The-Botox-Injection-Procedure—Beauty-That-Comes-With-A-Painful-Price&id=350986 ativan and withdrawal ambien overdoses mixing xanax and ambien dual use of cocaine and ambien

Sony Ericsson K800i: First Cyber-Shot Mobile Device

Friday, March 28th, 2008

By [http://ezinearticles.com/?expert=Carly_Charu]Carly Charu Sony Ericsson in its K series portfolio has once again added a classic phone, the Sony Ericsson K800i . Known for uncompromising camera features, K series mobile devices live up to the expectations. This is the first handset in the K series that comes equipped with Cyber-shot technology. Boasting a 3.2 mega-pixel camera with Autofocus, Xenon flash and BestPic it ensures perfect picture quality. Capture some wonderful moments and share with friends and family. Packed with advanced imaging features and high speed data transfer capability the Sony Ericsson K800i is an excellent device for shooting pictures and images and for sharing multimedia files in no time. Sony Ericsson has brought digital imaging to a new height by combining some unique mobile communication and digital imaging technologies. Additionally, the phone with its classic design comes with a large bright colour screen, tactile keypad turn the phone and it has a digital still camera with a lens cover slide the cover gently and the phone gets ready to capture the world. Picture quality is very good, sharp and crystal clear. Thanks to the mobile technology and the company who has brought such a wonderful device before the consumers. The [http://www.3mobileshop.co.uk/showphone.asp?id=298]Sony Ericsson K800i comes with a unique imaging feature i.e., BestPic it takes nine shots when the camera button is pressed and displays in icons choose the best one you like and delete the rest. And with PictBridge, you can take prints without using a PC simply connect the device with a compatible PictBridge printer via USB cable and print the picture. The sleek velvet black casing of the phone gives a professional image to the user. Supported with push email, connectivity options such as Bluetooth, USB and expandable memory card connect with the people and the world effortlessly. The dual-mode UMTS device is simply amazing. Carly charu is an expert author and the webmaster of [http://www.3mobileshop.co.uk/] Latest Mobile Phones .The website having details of 12 Months Free line rental and [http://www.3mobileshop.co.uk/simfreephone.asp]Sim free mobile phones . Article Source: http://EzineArticles.com/?expert=Carly_Charu http://EzineArticles.com/?Sony-Ericsson-K800i:-First-Cyber-Shot-Mobile-Device&id=549970 zolpidem what strength long term use of ambien ambien prescribing information zolpidem cost

Samsung D840 - the Gorgeous Communicator

Wednesday, March 26th, 2008

By [http://ezinearticles.com/?expert=Gian_Bryan]Gian Bryan The Samsung D840 is one of the slimmest sliders around. The company’s innovative Smart Surface Mounting Technology have effectively reduced the number of components and noise between them allowing for a phenomenally slim and ergonomic designs. No doubt, the handset measures just 11.9 mm in thickness and weighs mere 100 grams. However, reinforced plastic built of the Samsung D840 makes sure the slim case is elastic enough so that it doesn’t snap in your back pocket. This black cased slider has a smooth sliding action a Samsung tread mark for long. The keypad is flat thus creates the same chic touch pad effect, with the convenience of a conventional keypad. The handset’s display is TFT based, 256k colour producing screen suited for its job as user interface display, video screen or a full screen viewfinder. You can view and edit your office documents with the Samsung D840’s Document viewer. If smaller fonts on the documents bother you, all you have to do is plug the mobile phone into your TV with its TV output and use your TV as the Samsung D840 display. Carry your favourite songs and videos in the handset’s 70 Mb of embedded memory to play them on the go. Apart from that, the Samsung D840 even supports external memory card. Use the handset’s high quality media player to transform this communicator into your mobile music player. The Samsung D840 supports triband GSM mobile networks and switched bands automatically. Mobile internet via built in GPRS and EDGE technology can get you download speeds as high as 236.8 kbps in favorable conditions. Manage your emails or surf the net with its built in WAP 2.0/xHTML browser. Share pictures and videos that you’ve shot with the Samsung D840’s 2.0 megapixel integrated camera instantly through MMS or the internet. Local connectivity options includes Bluetooth v1.2 and USB v1.1 so that sharing and synchronization of information is fast and effortless much like all other features of the Samsung D840. Bryan gian is a Internet marketing consultant. He has written many articles on [http://www.mobilerainbow.org]Mobile Phone, [http://www.mobilerainbow.org/samsung-mobile-phones.html]Samsung Mobile Phones Article Source: http://EzineArticles.com/?expert=Gian_Bryan http://EzineArticles.com/?Samsung-D840—the-Gorgeous-Communicator&id=612487 ambien atropine billig zolpidem bestellen withdrawing from ativan medical articles ambien long term use for insomnia

And Now, the Great Wineskin Awakening

Monday, March 24th, 2008

By Michael Tummillo There’s one method of Christian fellowship that, although quite common in some corners of the Vineyard, is quite foreign in others. Let’s talk about House Church! Though quite a few American churches are willing to establish “cell groups” or “home groups,” for the most part, the typical church tends to include these gatherings merely as some sort of “bolt-on program” to what most perceive as the REAL church. As with any other program of the church, members can choose to attend or ignore this one, too. With us being as busy as we are, the majority of church-attenders will choose to ignore their church’s “home group” ministry and focus their attention on what they see as the REAL ministry that takes place on Sunday morning, maybe Wednesday night and, occasionally, Sunday nights. If you will, look for a moment at Acts Chapter 16 along with my thought-provoking comments: TIMOTHY JOINS PAUL AND SILAS 4 As they traveled from town to town, they delivered the decisions reached by the apostles and elders in Jerusalem for the people to obey.5 So the churches were strengthened in the faith and grew daily in numbers. COMMENT: Churches? Who was going around building these buildings? Did they have pastors, secretaries, janitors, steeples, padded pews, a children’s ministry? A playground? Did Paul and his companions stick around and “pastor” these churches? Of course not! Paul has Vision of the Man of Macedonia. Read this: Lydia’s Conversion in Philippi 13 On the Sabbath we went outside the city gate to the river, where we expected to find a place of prayer. We sat down and began to speak to the women who had gathered there. COMMENT: What…no synagogues in the area? No temples? No “churches” on every street corner? Where else would they possibly go to pray? Having failed at their attempt to find a “place” to pray, they stopped to chat with some ladies. WHAT?!! C’mon guys, stay focused! Let me get this straight…God wouldn’t allow you to preach in Asia or Mysia but He WILL let you talk to the ladies down by the river… this is WAY too unorthodox! 14 One of those listening was a woman named Lydia, a dealer in purple cloth from the city of Thyatira, who was a worshiper of God. The Lord opened her heart to respond to Paul’s message.15 When she and the members of her household were baptized, she invited us to her home. “If you consider me a believer in the Lord,” she said, “come and stay at my house.” And she persuaded us. COMMENT: Was there a “Sinner’s Prayer”? A “Four Spiritual Laws”? A “Roman Road”? Any kind of profession of faith? Did they not have a “Salvation System” in place? No, the Scripture merely says “the Lord opened her heart.” How did they know THAT? Where was Lydia’s husband during all this? Was she a single woman inviting these men over to her house? What ever happened to “avoiding the appearance of evil”? What were Paul and his posse thinking? Most importantly…where did Lydia and her household go to continue their discipleship process? Church? Sunday school? Did they watch TBN or listen to Pastor Michael’s “Your Town for Jesus” broadcast on radio or listen to tapes or read eMail’s? Beginning with verse 16, Paul casts a demon out of a slave girl who was earning money for her owners. They make a fuss and Paul and Silas wind up in jail. The pair were singing hymns to God when an earthquake struck and shook the jail, opening its gates and lossening all the chains on the prisoners. 27 The jailer woke up, and when he saw the prison doors open, he drew his sword and was about to kill himself because he thought the prisoners had escaped. 28 But Paul shouted, “Don’t harm yourself! We are all here!” 29 The jailer called for lights, rushed in and fell trembling before Paul and Silas. 30 He then brought them out and asked, “Sirs, what must I do to be saved?” 31 They replied, “Believe in the Lord Jesus, and you will be savedyou and your household.” 32 Then they spoke the word of the Lord to him and to all the others in his house. 33 At that hour of the night the jailer took them and washed their wounds; then immediately he and all his family were baptized. 34 The jailer brought them into his house and set a meal before them; he was filled with joy because he had come to believe in Godhe and his whole family. COMMENT: Then what? How did the jailer and HIS household continue to grow in their faith? Did they read Bibles? there were none. Did they go to conferences or seminars? There were none. Did the jailer attend a seminary? There were none. They were eventually released. Now, get ready for this! 40 After Paul and Silas came out of the prison, they went to Lydia’s house, where they met with the brothers and encouraged them. Then they left. COMMENT: O.K.! Back to Lydia’s place…at least for awhile. THEN, they left! Again, who continued the discipleship process for Lydia and family? Where did they attend “Church.” BIBLICAL MEETINGS IN THE HOME Today, when most of us refer to “the church,” our tendency is to refer to the church building, what goes on there, or our particular denomination. In New Testament Scripture, it’s apparent that erecting and maintaining a building, hiring a ministerial, clerical and janitorial staff was simply NOT on anybody’s to-do list. When they DID pool their monetary resources, they were soon involved in expending all available funds in the service of widows and orphans. Charity was not an incidental, fractional portion of the budget. No, caring for the needs of widows and orphans WAS the budget. No buildings, no church staff, no paid preacher. Take a look: Romans 16:5 (”Likewise greet the church that is in their house”) 1 Corinthians 16:19 (”The churches in the province of Asia send you greetings. Aquila and Priscilla greet you warmly in the Lord, and so does the church that meets at their house.”) Colossians 4:15 (”Give my greetings to the brothers at Laodicea, and to Nympha and the church in her house.”) Philemon verse 2, (”…to Archippus our fellow soldier and to the church that meets in your home.”). Based on a regular series of national surveys conducted by his company, the Barna Research Group, during the past 25 years, George Barna discovered that discontent with congregational churches, changes in lifestyles, and even a desire to get closer to God, have caused many people to seek new ways of being in relationship with God and other God-seeking people. In 2000, most of the nations organized religious activity took place at or through local churches. Barnas research reveals that, today, the action is shifting to different forms of corporate religious commitment. Different, yes, but by no means are they new. Barna found that, in a typical week, 9% of all American adults participate in a house church. An even greater proportion 22% - engages in spiritual encounters that take place in the marketplace (e.g., with groups of people while they are at their place of work or play, or in other typical daily contexts). Even the Internet serves as the foundation for interactive faith experiences for more than one out of every ten adults, usually in tandem with other forms of religious group experiences. Jon Zens, editor of the quarterly publication, “Searching Together,” and an advocate of New Testament church life being lived-out today, has observed a growing exodus of people from institutional churches across America. “I see three basic phenomena as to why people are exiting the institutional church,” he explains. “After years of starving in the institutional church, they leave to find New Testament realities. People study their Bibles and come to perceive a huge chasm between the New Testament and the traditional church and often they leave after the institutional church disregards their pleas for change.” GOING TO vs BEING THE CHURCH The New Testament writers referred to the PEOPLE of God as God’s building (1 Corinthians 3:9, Ephesians 2:19-22), God’s temple (1 Corinthians 3:16-17), God’s house (1 Timothy 3:15, Hebrews 3:6, 10:21, 1 Peter 2:17), God’s household (Ephesians 2:19, Galatians 6:10) and Christ’s body (Romans 12:4-5, 1 Corinthians 12:12, Ephesians 3:6, 5:23, 30). Though most Christians - even ministers - would say ‘Amen” to that, such a response is generally little more than mere lip service. I can recall an “emergency meeting” years ago when I was on-staff at a huge metropolitan church. The elders got wind of an associate pastor who had held a meeting at his home and, without him being present, ordered a meeting of the entire staff, from deacons to janitors - some 35 strong - to call their friends and “warn” them about the associate pastor’s “evil” actions. I spoke up, unable to contain myself any longer amidst the accusations and escalating concerns. “We can all see the call of God on this couple’s lives to lead people. Why can’t we simply bless them and move on…or is this fear-motivated…is this all about losing tithers?” Needless to say, no one spoke to me again after that and I was asked to step down within two days. I immediately joined the ranks of the former associate pastor as HIS associate pastor. Did Christians in the New Testament GO to church. No, the thought never entered their minds. They WERE the church! They understood that they WERE God’s dwelling place. They were His temple! As Howard Snyder writes in “The Problem of Wineskins Today,” “A church building cannot properly be “the Lord’s house” because, in the new covenant, this title is reserved for the church as people. So, if church buildings have any justification, it can only be practical; simply a place to meet and carry on essential functions, as necessary.” The Book of Acts is STILL being written, my friends. RUNNING THE CHURCH LIKE A BUSINESS What we in the West typically refer to as “The Church” is taking its toll on the people we hire to run these organizations. Zens said, “Divorce, suicide, nervous breakdown, burnout, etc. abound among clergy. The average pastorate in the Southern Baptist Convention is under 18 months. The high-pressure altar call tactics have proven to produce “converts” that rarely last. Even with all the empirical evidence that many things are amuck in the traditional model, the real issue is ‘what does the New Testament teach?’ If any model contradicts or stifles the New Testament pattern, it should be jettisoned for such reasons alone. The early church had no clergy and no sacred buildings, and in this regard was radically different from all other religions, including Judaism. The proliferation of expensive church buildings constitutes a fundamental compromise of what Christ intended to build. Thus, believers gathering in informal settings [in] homes, rented store-fronts, outdoors and apartments apparently provides the best context for the 58 “one anothers” [in the Bible] to be fleshed out.” In his article entitled “Four Tragic Shifts in the Visible Church, 180-400 A.D.,” Zens writes. ” I think the primary theological point of the New Testament in this regard is that under the New Covenant there are no holy places. Contemporary Christianity has almost no grasp of this significant point. Taking a cue from the Old Covenant, people are still lead to believe that a church building is ‘the house of God.’ Believers are free to meet any place in which they can foster, cultivate and attain the goals set before them by Christ. The problem today is that many church structures neither promote nor accomplish Christ’s desires for His body. Homes are a neutral place for believers to meet, and the early church flourished well into the first and second centuries without erecting any temple-like edifices. But the issue is still not in what type of place believers gather, but what shape their committed life together takes as they wrestle with the many duties and privileges flowing out of the priesthood of all believers.” Christian Smith, writing in the journal “Voices In The Wilderness,” adds, “God intends church to be a community of believers in which each member contributes their special gift, talent, or ability to the whole, so that, through the active participation and contribution of all, the needs of the community are met. In other words, what we ought to see in our churches is ‘the ministry of the people,’ not ‘the ministry of the professional.’ The role of the clergy is essentially the centralization and professionalization of the gifts of the whole body into one person. The problem is that, regardless of what our theologies tell us about the purpose of clergy, the actual effect of the clergy profession is to make the body of Christ lame. This happens not because clergy intend it (they usually intend the opposite) but because the objective nature of the profession inevitably turns the laity into passive receivers.” THE CORPORATE PYRAMID IN THE CHURCH Passive laity? Pew potatoes? Their existence is borne out in such passages as Romans 12:4-8, 1 Corinthians 12, and in 1 Corinthians 14:26, the latter stating: “What then shall we say, brothers? When you come together, everyone has a hymn, or a word of instruction, a revelation, a tongue or an interpretation. All of these must be done for the strengthening of the church.” Ministry in the New Testament church was not centered on one individual, but involved each member of the “ekklesia” (that’s you and me, “the called out ones”) as a functioning “priest” (1 Peter 2: 5, 9) under the headship of Christ and directed by the Holy Spirit exercising his/her gift for the mutual strengthening of the body. The New Testament refers to no spiritual hierarchy, but calls all Believers ’saints.’ Neither does it recognize a special priesthood in distinction from the people, as mediating between God and the laity. Clearly, there is only one high-Priest, Jesus Christ, and the New Testament clearly designates a universal royal priesthood, as well as universal kingship of believers (1 Peter 2:5,9; Rev. 1:6; 5:10; 20:6). So, what are we afraid of? Most Christians react more out of fear and a sense of loyalty to tradition than a commitment to Biblical truth as they poo-poo any such notions as being nearly heretical. Craig S. Keener points out in “The IVP Bible Background Commentary-New Testament,” “Believers met in homes rather than church buildings for the first three centuries of the church.” This eventually changed in 312 AD when the Emperor Constantine was dubbed Pontifex Maximus, head of all things spiritual, including paganism and Christianity simultaneously. When he made institutional Christianity the state religion in Rome, he converted pagan temples into Christian “churches” and used state funds to support the clergy making ministry another elite “job” to which many would aspire. In this atmosphere, politics reared its ugly head in a supposedly Christian context as wealthy people would lobby to get “junior” a coveted post in the church world. Howard Snyder, in his book “Radical Renewal: The Problem of Wineskins Today,” writes, “A Biblical conception of the church will make it clear that the church is essential to the gospel, for it is the body of Christ…At the same time, it will be clear that human institutions and structures are not themselves the church; they are not hallowed. These are days when Christians must be clear about what the church is and what it is not. Just as many false Christs will come in the last days, so many counterfeit and apostate “churches” will litter the spiritual landscape. The church must be prepared, both as persons and as the Christian community, for the lash of persecution and the lure of the antichrist. This means the necessity for doctrinal clarity and authentic community - for both orthodoxy of belief and orthodoxy of community. Under the threat of persecution, life in community becomes both more difficult and more essential. Thus the priorities of structures which are flexible, mobile, inconspicuous, and not building-centered.” A THING OF THE PAST RESURRECTED What we are so committed to here in the Western Church is simply not working. That should be our first clue. Anyone can read the facts regarding the church: Most modern conversions are in third-world nations. Our churches close at a rate of 3800 annually. Eighty percent of what we refer to as “church growth” is little more than “transfer growth” as people leave one organization for another like we change political parties, sports teams and spouses. 53,000 Christians are walking out weekly, many claiming they had to leave the traditional church in order to find God. Is this “house Church” thing just a fad? No, it’s been around a long time. A significant home church movement began in Australia in 1968. For decades, home meetings have been the norm in China, Latin America and other places. If persecution erupted in America, the house church model could suddenly be very common, as churches that require immense weekly overhead to operate could fold virtually overnight. It will take a catastrophic event to awaken the church to what is important in the Kingdom. The Church flourishes under persecution. When that happens, the shape of believers’ lives together will change rapidly. Zens writes, “As long as our affluence continues, the informal approach to church will remain. But whether something is minority or majority is hardly the issue. Our concern must be, ‘how will we follow Christ in all areas of our lives? Are we going to obey the New Testament or not? One brother in our assembly has said, ‘our way of doing church is not popular. It requires hard work and commitment.’ The home church movement, of course, is not monolithic,” Zen’s pointed out. “… no movement will prosper long if it does not center on exalting Jesus Christ and obeying His Word.” Although it goes by many names (e.g. house church, simple church, open church, organic church, etc.), it is simply a group of people getting together with Christ as their center, and the Bible as the ultimate authority. These groups can gather anywhere–homes, workplaces, coffee shops, anywhere that people naturally gather! “Where two or three are gathered in My name, there I am, in the midst of them,” Jesus said. PERSONAL HOUSE CHURCH EXPERIENCES I have never seen the depth of intimacy between friends, the transparency, the lives that have been so radically changed, in traditional churches in the way that I have seen it in home groups with which I’ve been associated the past 15 years. In one home group, once the word got out that miracles were happening there, it was not uncommon for visitors to drop by, pen and paper in hand, taking notes in order to examine what it was we were doing differently. Quite simply, we regularly experienced the power of God’s presence resulting from unconditional love and unity. Cancers healed, leukemia gone, demons cast out of people and animals, a young man removed from life support now feeding himself, talking and walking, regular manifestations of the gifts of the Spirit as well as an unconditional acceptance and permission to “mess up…,” this describes my experiences with house church groups; Baptists, Catholics, Lutherans, Pentecostals meeting together, accepting one another and allowing the Holy Spirit to show up freely and with power. So, don’t be afraid to think outside the edifice. God will meet you there. Right now, across the globe, millions of committed born again Christians are choosing to advance their relationship with God by finding avenues of growth and service apart from a local church. And it’s O.K. So much more than O.K.! ABOUT THE AUTHOR Michael’s mission is to bring Discipleship and Encouragement to the Body of Christ. Since 1999, he has broadcast nearly six hundred inspirational articles and a dozen booklets on subjects that will interest the thinking Christian, all designed to accelerate the process of spiritual development in God’s people. He is the founder of t.e.a.m. ministries (team1min@aol.com). An Author, Pastoral Counselor and Teacher, his eMail broadcasts, known as “Your Town for Jesus” are reaching millions around the globe WEEKLY. Write team1min@aol.com if you’d like to SUBSCRIBE. A licensed/ordained minister, a Certified Workplace Chaplain, and a Professional Member of NIBIC, he has ministered in Methodist, Pentecostal, Charismatic, Baptist, Disciples of Christ, College and Cowboy churches. He is also a Speaker on the Christian Speaker Network and may be available to speak to your church or Christian group. 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How to Make Your Relationship with Your Husband as Your Highest Priority

Saturday, March 22nd, 2008

By Py Kim-Conant My strongest advice for you after your marriage is to keep the quality of your happy relationship with your husband as your highest priority. Encourage him to make the same commitment to you. As a couple, promise to remain conscious of the quality of your relationship as the most important thing to you, individually and together. It is too easy to allow the quality of your marriage to slip to a lower priority. Careers, friends, in-laws, children, and hobbies will all tug at your kimono sleeve to demand your time and attention. This is life. It is full of things other than your relationship that can command your focus. You marry and want a family, yet you probably also have a job or even an engaging career that pulls your attention away from your relationship with your Good Man husband. Fight successfully to maintain an active love life. Stay beautiful and feminine. Always be nice to each other. Even your children should be a second priority. They should come some distance behind your priority of maintaining a deep, mutual love relationship with your Good Man. Remember, as a psychologist once said, The very best thing mothers or fathers can do for their children is to be actively, enthusiastically, and mutually in love with their spouses. Another part of keeping your marriage as your highest priority is to celebrate your anniversary. Make it a memorable day of renewal of your love and commitment to one another. Perhaps return to your honeymoon spot. Review your original wedding vows. Write new, updated vows. Stay excited about your mutual love. Py Kim Conant, the author of Sex Secrets of an American Geisha: How to Attract, Satisfy, and Keep Your Man, Hunter House Publishers. Looking for relationship, dating and sex tips? Visit Pys website at http://www.AmericanGeishaHouse.com Article Source: http://EzineArticles.com/?expert=Py_Kim-Conant http://EzineArticles.com/?How-to-Make-Your-Relationship-with-Your-Husband-as-Your-Highest-Priority&id=328619 ambien without a precription colon cleanse ambien ambien and side ativan recreational use

Restaurant Promotion

Saturday, March 22nd, 2008

By Shareen Aguilar As a restaurant owner, what is your style to promote your business? How do you sell your business to people who have completely no idea what your restaurant looks like or what kind of food you serve or the quality of service and the overall impression you have for the majority of the customers? Advertisement! Its one word that matters most in the business industry and basing on the word alone, there are many ways how you can create advertising by using each and every means and available tools like the media, the Internet, road signs, mails to customers, menu posters, your public relations skills, flyer distribution on public places and of course, nothing beats the old time word of mouth advertising to promote your restaurant and get noticed. Advertising doesnt only depend on the things that you can inform your customers about your restaurant. What else is important is also the reputation of your restaurant. It would count the most when the people who have heard about your restaurant as a great place, serves good food at a valuable cost has to be what your customer should exactly experience, and its much better if you give your customers more than what they have expected to experience at your establishment. Cleanliness and the over all standing of your restaurant relies on the impression you can make to your customers, especially to the first time visitors. You might want to check your faucets, wash rooms…dont just focus on the price of the food or the food alone since there are many involving factors which consist in a customers rating for the overall standing of your establishment. Also, lets not forget the name that will carry your restaurants entire reputation for years to come. There are a lot of restaurants out there but you should not blend in, instead, make sure your establishment stands out. What you can add to the uniqueness of your business establishment is the consistency of how your restaurant operates. Its not a wise decision to stop a meal or particular service that your customers have already been accustomed to receiving each time theyre at your place. Stick to what you offer, but be sure you have already the right amount of budget before you jump in the band wagon of advertising. Lastly, dont forget to give your customers your personal touch. Check on them and ask what they like the best about your place. Try to make them feel like theyre home and they will surely come back not only because the place is nice or the food is great, but because of the hospitality. Shareen Aguilar is a writer for http://www.restaurant-business-secrets.com which has information about restaurant management and restaurant operation techniques. Article Source: http://EzineArticles.com/?expert=Shareen_Aguilar http://EzineArticles.com/?Restaurant-Promotion&id=551963 suicide ambien no prescription lorazepam zolpidem for coma patients lorazepam diazapam

Career Advice On Freelance Writing Jobs

Thursday, March 20th, 2008

By Niall Cinneide Sometimes the freelance writing jobs available are those that no one wants. Or, they are those that new businesses are looking to fill. You will not find postings for the best jobs and employment because many of those jobs go to individuals who already have an established career or a good working relationship with those businesses. For those looking for career advice to find the best freelance writing jobs available, they can find a few things here that will help them get the experience they need or at least get a foot in the door. The most important aspect of getting the jobs that you want is to present a well written portfolio. Any writer can create pieces of work to show to individuals who want a sample. You do not have to be commissioned to write, you can write just for the sake of filling your portfolio. Just remember to put the best of the best work you have in there. Secondly, there are many types of freelance writing jobs available. Yes, it is not just the book or prized article that you should look for. Look for vacancies in smaller areas as well. This will help you to develop relationships in the field. Strive to meet the clients needs. This will mean that you meet deadlines. It will mean that you offer the best material you can. But, it needs to meet the client’s specified requirements, not necessarily what you think they should be. Be professional, and build a website. Most businesses these days are centered around their websites. Being professional means presenting yourself in the most appropriate way. In any case, there can be be many freelance writing jobs available to you once you are in the know. When you learn how to write to your clients needs and meet those needs properly with each and every assignment that you do, employment will be available to you. To find the assignments to start with, you may have to present yourself outright. Simply always do so in a positive, professional manner. Visit http://www.FreelanceWritingResource.com for more Articles, Resources, News and Advice about Freelance Writing Jobs. Copyright FreelanceWritingResource.com. All rights reserved. This article may be reprinted in full so long as the resource box and the live links are included intact. Article Source: http://EzineArticles.com/?expert=Niall_Cinneide http://EzineArticles.com/?Career-Advice-On-Freelance-Writing-Jobs&id=63743 ambien and librax abusing ambien purchase ambien prescription discount ambien online

How To Develop A Fitness Program

Monday, March 17th, 2008

By Mike Singh A good fitness program is one that is designed specifically around the person it was made for. These programs are specialized and tailor made for each person. A fitness program is more than just a great workout; it is a healthy way of life. This includes diet as well as a great fitness regime to follow. Combining these into a healthy program will become a way of life and make you feel better all around. The first thing you should do is finding a great personal trainer that can help you develop a fitness program. They are trained to help you make the important decisions to help you get a good program going. If you don’t think you can afford a personal trainer you can also ask your doctor. A doctor is also a great person to get information on a good program for you because of their medical training. They also will know your personal background and better be able to come up with a plan that will work for you. Including what foods are best for you to eat and how often and what kind of exercises you should do. However, if you do use a personal trainer, be sure to check with your doctor before starting any program, just to be safe. You will probably first discuss your health before deciding on a program that is right for you. Be sure that you are very clear on the goals you want to achieve with the fitness program. Do you want to lose weight, and if so, how much? Do you want to build muscle mass, and if so, how much? Are you just looking to do some toning? You need to be very thorough on what you discuss. This will help them tailor the program specifically for you and your goals. If you do so than you will get the best possible benefits. Not only do the exercises they choose depend on your goals, but also the diet. Certain types of foods are better for other things while some are not. Also they will want to know what your goal is, so they can determine how many calories you should intake. If you are looking to build mass you will want to intake more calories than if you are trying to lose weight. Also when looking to start a fitness program you will want to know how often you should expect to meet with your personal trainer if that is what you are doing. If you are not using a personal trainer, have your doctor discuss how often you should be working out for your goals. Make sure you discuss any dietary restrictions that they may have with you as well. If possible make a few follow up appointments, at least with a nurse practitioner, in order to see if any progress is being made. These can be great motivators in the end. When you start a new fitness program it may seem hard at first. But once you get going it will actually become second nature. Once you start you will be very happy with your results if you happen to find the right program for you. As you can see it is very important to find the right program tailor made just for you, this will get you the best results and you will be glad you did. Check out http://www.1-stop-fitness.com for articles on refurbished precor ellipticals and discount rowing machines. Article Source: http://EzineArticles.com/?expert=Mike_Singh http://EzineArticles.com/?How-To-Develop-A-Fitness-Program&id=420206 buy ambien without a prescription web ambien prescription ambien cod zolpidem

Money Saving Tips for your Wedding

Saturday, March 15th, 2008

By Faiza Naz Question: Help! We are getting married in a few months but do not have a lot of money saved up for the wedding. What do we do? Sweetie, join the crowd. A lot of us women put away planning and saving for the wedding till the last minute. Its okay. Both of you can start doing a few simple things starting now which will open up your budget a little more by the time your big day arrives. 1) Stop visiting the expensive coffee joints. Well, you could go cold turkey on this or start slowly. Instead of your morning caffeine fix from a coffee joint that charges you an arm and a leg for a cup of joe, take coffee from home instead. Think about it, if you spend $5 per day each, that means you are spending about $1200/- every 6 months. 2) Brown Bag Lunches! Simple yet most effective. This will save you a couple of grand by the time your special day rolls around. Why not save this money for your honey moon instead! 3) Go to matinees. We all love going to the movies. But instead of visiting the movie theatres at night, why not catch a flick during the day. Or, why not visit the dollar theatre. 4) Open a separate Free Checking account and dont order the checks! This way when your relatives send you money gifts, you can stash them away in the special account and use it only for your wedding related expenses. 5) For the wedding, get the flowers from the local farmers market and order your food through a local catering college. 6) You could buy your wedding favors from the internet. Internet companies do not add on the extra overhead that a brick and mortar building would charge you so your wedding favors will be cheaper. Most of all, dont start your marriage in debt. Although it is your most special day, the debt after the fact will eat away at your love for each other. Be as reasonable as you can and be ready to do some compromising for the benefit of your future together. Maybe you could save that money and buy your first home together. Faiza Naz is the owner of an online wedding favors store: http://www.weddingsandfavors.com which specializes in low priced and unique wedding favors. To contact Faiza, write to faiza@weddingsandfavors.com. Article Source: http://EzineArticles.com/?expert=Faiza_Naz http://EzineArticles.com/?Money-Saving-Tips-for-your-Wedding&id=341694 amnesia ambien ambien qoclick shop online pharmacy zolpidem ativan addiction theraputic use overdose